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Terms of Use

These terms explain how CompareWise works, what you can expect from us, and the things you should know before proceeding with a provider.

✓ Free to compare
✓ No obligation
✓ NZ consumer protections apply

Last updated: 3 September 2026

The short version

What you should know

CompareWise helps you compare household services and identify options that may suit your needs.

We do not necessarily compare every provider or product in New Zealand.

If you proceed with a provider, your agreement is generally with that provider, not CompareWise.

We may earn a commission or referral fee when you proceed through CompareWise.

We aim to keep information accurate, but providers can change prices, promotions, availability and eligibility requirements.

Need help with these terms?

We're here to help.

support@comparewise.co.nz

These Terms of Use apply when you access or use the CompareWise website and comparison services.

CompareWise is operated by CompareWise Limited, Auckland, New Zealand (“CompareWise”, “we”, “us” or “our”).

By using CompareWise, you agree to these Terms. These Terms should be read together with our Privacy Policy.

1. What CompareWise does

CompareWise is an independent comparison and recommendation service designed to help New Zealand consumers understand and compare household services.

Our services may include comparisons for products such as:

  • broadband;
  • electricity and energy;
  • mobile services; and
  • other household products or services we introduce in the future.

CompareWise may ask you questions about your needs and preferences and use those answers, together with product, pricing and availability information, to identify options that may suit you.

Our aim is simple: we do the comparing, so you can choose with confidence.

2. CompareWise is a comparison service

CompareWise helps you compare products and services. Unless we expressly tell you otherwise, CompareWise is not the provider of the broadband, electricity, mobile or other underlying service you ultimately purchase.

If you choose to proceed with a provider, the agreement for that service will generally be between you and the provider.

That provider's own terms, pricing, eligibility requirements, privacy policy and service conditions will apply.

You should review those terms before completing your purchase or signup.

3. We don’t compare the entire market

CompareWise does not necessarily compare every provider, plan or product available in New Zealand.

We compare products and providers that are included in our comparison service at the relevant time.

The number of participating providers and products may change.

Independent comparisons means our goal is to assess the products available to CompareWise using our comparison methodology and the information you provide. It does not mean that every provider or product in the New Zealand market has been assessed.

4. How our recommendations work

CompareWise may use information you provide about your household, usage, priorities and requirements to identify products we believe may suit you.

For broadband, this may include factors such as:

  • household size;
  • internet usage;
  • working-from-home requirements;
  • performance and latency needs;
  • price versus performance preferences;
  • data requirements;
  • available broadband technologies; and
  • product pricing and features.

Our recommendation methodology may change as we improve CompareWise.

A Best Match or other recommendation represents the product that scored most strongly using our methodology from the products available to CompareWise and eligible for consideration at that time.

It does not mean that the product is objectively the best product for every customer or the cheapest product available anywhere in New Zealand.

5. Prices, promotions and product information

We aim to keep the prices, promotions, plan features and other information shown on CompareWise accurate and current.

However, providers may change their products, pricing, promotions, eligibility criteria or terms.

Information shown on CompareWise may therefore occasionally differ from information displayed by the provider.

Before signing up, check the final price, product features, promotion conditions and provider terms displayed by the provider.

If there is a difference between information displayed on CompareWise and the provider's final offer, please contact us so we can investigate and correct our information where appropriate.

6. Broadband availability

Broadband recommendations may depend on which connection technologies appear to be available at your address.

CompareWise may use address, network, coverage and other information to determine apparent availability.

When we tell you that coverage has been checked, this means we have checked the coverage information available to CompareWise for the address you selected.

📍 Final service availability is subject to confirmation by the broadband provider.

A provider may need to conduct additional checks before accepting an order or installing a service.

Availability can also be affected by factors including network capacity, property configuration, infrastructure, signal conditions and installation requirements.

7. Wireless broadband

Wireless broadband performance can vary by address and over time.

Actual performance may be affected by factors such as network coverage, congestion, location, signal strength, building construction, equipment and network conditions.

Where CompareWise displays a wireless broadband product, we will avoid presenting an estimated wireless speed as a guaranteed speed unless there is a reasonable basis for doing so.

8. Fibre broadband speeds

Where a fibre plan is described as having a particular speed, such as “Up to 500 Mbps”, this represents the advertised or applicable plan speed information available to CompareWise.

Actual speeds experienced by a customer can be affected by factors outside the plan itself, including Wi-Fi performance, equipment, network conditions and the customer's devices.

9. How CompareWise makes money

Using CompareWise is free for consumers.

CompareWise may receive a commission, referral fee or other payment from participating providers or partners when customers click through, enquire about, purchase or sign up for products through CompareWise.

These commercial arrangements help fund the operation of CompareWise.

Our recommendation principle: our intention is that recommendations are determined using our comparison methodology and the information you provide — not simply by which provider pays CompareWise the highest commission.

10. Provider relationships

The inclusion of a provider or product on CompareWise does not mean we guarantee or endorse every aspect of that provider's products, customer service or performance.

Similarly, the absence of a provider from CompareWise does not mean we consider that provider inferior.

Our comparisons reflect the providers and products available through our comparison service at the relevant time.

12. Information you provide

To provide personalised results, we rely on the information you give us.

You agree to provide information that is accurate to the best of your knowledge.

If information such as your address, household requirements or service preferences is incorrect, the recommendations we provide may be less suitable.

You can start another comparison if your circumstances or preferences change.

13. No automatic guarantee of acceptance

Receiving a recommendation from CompareWise does not guarantee that a provider will accept your application or supply the product.

Providers may have their own eligibility, credit, network, installation, identification or other requirements.

The provider makes the final decision about whether it can supply its service to you.

14. Our relationship with you

CompareWise provides information, comparisons and recommendations to assist your decision-making.

Our recommendations are based on the information available to us and the preferences you provide.

You remain responsible for deciding whether a particular product is appropriate for your circumstances and for reviewing the provider's final offer before entering into an agreement.

Nothing in these Terms is intended to exclude or restrict rights you have under New Zealand law that cannot lawfully be excluded or restricted.

15. Intellectual property

The CompareWise website and its original content, branding, design, software, comparison methodology, graphics and other materials are owned by or licensed to CompareWise Limited unless otherwise stated.

CompareWise, the CompareWise branding and associated logos may not be reproduced or used in a way that suggests endorsement, affiliation or authorisation without our permission.

Provider names, logos and trademarks remain the property of their respective owners.

Their appearance on CompareWise is for identification and comparison purposes and does not transfer ownership to CompareWise.

16. Acceptable use

You may use CompareWise for legitimate personal comparison purposes.

You must not:

  • deliberately interfere with or disrupt our website or systems;
  • attempt to gain unauthorised access to our systems;
  • submit false or fraudulent information;
  • use automated systems to scrape or extract substantial amounts of our content without permission;
  • misuse our service for unlawful purposes; or
  • attempt to manipulate our referral or commission tracking.

We may restrict access where reasonably necessary to protect CompareWise, our customers, providers or systems from misuse or security threats.

17. Availability of CompareWise

We aim to keep CompareWise available and functioning reliably, but websites and online services occasionally experience interruptions.

We may modify, maintain, suspend or discontinue parts of CompareWise where reasonably necessary.

Where practical, we will try to minimise disruption.

18. If something goes wrong

If you believe information displayed by CompareWise is incorrect, a recommendation has behaved unexpectedly, or you have another problem with our service, please contact us.

We want the opportunity to investigate and resolve genuine problems.

If the issue relates to the broadband, electricity, mobile or other service supplied to you by a participating provider, you may need to contact that provider directly because your service agreement is with them.

19. Our responsibility

We take reasonable care in operating CompareWise and providing our comparison services.

However, some information we rely on is supplied by providers, public datasets or other third parties and may change without notice.

To the extent permitted by law, CompareWise is not responsible for loss caused solely by information supplied by a third party that was inaccurate or had changed where CompareWise could not reasonably have known of the error.

Nothing in these Terms excludes, limits or modifies any rights or remedies you may have under the Consumer Guarantees Act 1993, Fair Trading Act 1986 or other applicable New Zealand law where those rights cannot lawfully be excluded, limited or modified.

20. Privacy

Our collection, use and protection of personal information is governed by our Privacy Policy.

Read our Privacy Policy →

Privacy enquiries can be sent to privacy@comparewise.co.nz.

21. Changes to these Terms

We may update these Terms from time to time as CompareWise develops, our services change or legal requirements change.

The current version will be published on our website together with its last-updated date.

Changes will apply from the date the updated Terms are published, unless otherwise stated.

22. New Zealand law

These Terms are governed by the laws of New Zealand.

Nothing in these Terms affects any rights you may have under applicable New Zealand consumer law.

23. Contact CompareWise

If you have a question, complaint or concern about CompareWise, please contact us.

Customer support

CompareWise Support

📍

CompareWise Limited

Auckland, New Zealand

Privacy enquiries

privacy@comparewise.co.nz
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About our comparisons

CompareWise doesn't compare every provider or plan in the market. We may earn a commission if you proceed with a provider through CompareWise. This doesn't change how we calculate your recommendation.